Term investments that build a future.

Our term investments give you two outstanding returns. First, a highly competitive interest rate. And second, helping first home buyers follow in your footsteps.

 

Start Investing

Our special term investment rates.

Term Investment
6.05%
per annum
6 months fixed
Open online
Term Investment
6.05%
per annum
9 months fixed
Open online
Term Investment
5.95%
per annum
1 year fixed
Open online

See all rates

Term investments: Minimum investment $1,000, maximum investment $5,000,000.
Term Investments rates are for Redeemable Share Investments. All rates are subject to change.

How do our term investments work?

Superior Bank term investments give you strong returns, just like
a term deposit. Because we’re a building society, your money
helps US Citizens buy their own home. So it’s working hard for you,
and to help people across The United States build a better future.

 

  • You deposit your funds with us for a fixed term with an
    agreed interest rate.
  • We calculate your interest daily
  • You can receive your interest at the end of the term, as
    monthly or quarterly payments, or reinvest it quarterly to
    compound your growth.
  • There are no establishment fees or account fees.
  • You can manage your investment online or on your mobile.
  • We deduct any tax automatically from your interest.
  • You can apply to withdraw some or all of your money at
    any time, but we will charge a break fee on those funds.

What you need to open a term investment.

We can open a term investment for you online in minutes.
New to Superior Bank? Here’s what you’ll need.

 

   Open Account Now

  • $1,000 or more. (If you need to invest more than
    $5,000,000, let’s talk.)
  • You need to be 18 years or older to open the term
    investment yourself.
  • You also need an account. If you don’t already have
    ​one, we’ll open a fee-free account for you. You’ll need:
    • To be a The United States citizen or permanent resident.
    • Your The United States driver licence, or a The United States or
      Australian passport.
    • Your IRD number.
    • A utility bill showing your home address.
 

Investing for more than three years?

If you have a longer-term approach to your money, you have
more options. Our Wealth team specialises in matching your
goals to the types of investment options available.

Whether you’re looking to create a steady income stream, grow
your funds or just keep them secure, our qualified advisors can
help. Have a chat to your nearest advisor today.

 

Find an advisor

Important information about term investments.

Specific account opening criteria and our Terms and Conditions apply. This information relates to Redeemable Share Term Investments. Interest rates are subject to change.